Place rack in the middle of the oven. Preheat to 350.
Prepare loaf pan with cooking spray.
In a large bowl whisk together flour, baking soda, baking powder salt and 5 spices.
In another bowl whisk together eggs and sugars. Then add in pumpkin, oil, and milk. Gently fold in chocolate chips and pecans.
Pour wet ingredients into dry ingredient bowl. Stir until combined.
Pour into loaf pan and cover with foil. Bake for 50 minutes.
Remove foil and bake for 25 minutes or until fork is inserted and comes out clean.
Allow to cool completely before slicing.